Insurance
 

Motor Home Insurance Coverage

Motor Home Insurance Coverage

Motor Home owners are potentially putting themselves at risk when they purchase insurance from a "general" insurance carrier or agent.  While most auto policies provide coverage for collision and theft, they do not offer the following specialty insurance coverage, designed specifically to protect Motor Home owners:

Add a Companion Vehicle to your policy

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For an immediate quote

Click here and complete our online form or print and fax the otorhome Insurance Quote application to 1-928-213-8476.  We will respond, at your request, by email, fax or phone within 24 hours.


Motor Home Personal Property Insurance Coverage:
Covers items that you take onboard your RV, such as house wares, tools, clothing and sporting equipment, for their full replacement value.  Although these items may be covered by your homeowners policy, typically only 10% of your homeowners coverage extends to off-premise property.  That may not be enough insurance to cover the items in your RV.

Attached Accessories:
Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.

RV Road Service Insurance & Unlimited Towing:
Provides sign-and-drive coverage 24 hours a day, 365 days a year. Includes battery jumpstarts, fuel delivery, flat tire change, lockout service, and winching and towing for mechanical or electrical breakdown. The amount you choose is the limit of coverage (the maximum payment from the insurance company).

Guaranteed Loss Replacement:
Ensures that you get a new comparable RV if you have a total insurance loss in the first five model years. For RVs six model years or older, the purchase price of the coach would be paid. This valuable insurance coverage protects your Motor Home investment from the effects of depreciation.

Full Timers Coverage:
Provides comprehensive personal liability, stored personal contents, and additional living expense insurance coverage for those living full-time in their RV.

Agreed Value Coverage:
Locks in the value of your classic coach or bus conversion up front with a qualified appraisal.

Canada & Mexico Coverage:
Covers your recreational vehicle for comprehensive and collision while you travel in Canada or Mexico, provided you maintain Canada or Mexico liability insurance during your entire trip.

Vacation Liability Coverage:
Pays for bodily injury or property damage to others occurring at your vacation campsite.

Emergency Expense Coverage:
Reimburses you for expenses incurred following an accident or other covered loss. Pays for hotels and transportation if your coach is incapacitated. Choose the dollar amount for maximum reimbursement.

Purchase Price Protection:
Available only on new Motor Homes, this guarantees reimbursement of the entire purchase price in the event of an insurance loss.

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