RV OTC (Other Than Collision) Insurance Deductible

Also known as comprehensive coverage, the Travel Trailer OTC deductible is the amount of deductible applied to your Other Than Collision Insurance Coverage. RV OTC coverage protects the vehicles listed on your insurance policy for damage caused by losses other than collision. Examples of Fifth Wheel OTC insurance coverage includes fire, theft, wind and crashes with an animal or inanimate objects. RV OTC coverage is not automatically added to your insurance.