Recreational Vehicle
OTC (Other Than Collision) Deductible

Also known as comprehensive coverage, the Recreational Vehicle OTC deductible is the amount of deductible applied to your Other Than Collision Coverage. Recreational vehicle OTC coverage protects the vehicles listed on your policy for damage caused by losses other than collision. Examples of RV OTC coverage includes fire, theft, wind and crashes with an animal or inanimate objects. RV OTC coverage is not automatically added to your insurance.