RV & Fifth Wheel Insurance Coverage

RV Insurance Professionals offer many different types of coverage. Below are links explaining the different insurance coverage available for your Recreational Vehicle, Travel Trailer, Fifth Wheel, Motorhome, Tow Vehicle or Companion Vehicle.

Bodily Injury Liability - Recreational Vehicle, Fifth Wheel, or Motorhome bodily injury liability insurance covers your legal liability for the injury or death that you, or any permitted user, may cause with your RV…

Property Liability - Recreational Vehicle, Fifth Wheel, or Motorhome property damage insurance covers the legal property damage liability for damage to property of others that you, or any permitted user, cause with your RV…

Medical Payments - Recreational vehicle medical coverage covers medical or funeral expenses for anyone injured by a covered loss while in your RV, Fifth Wheel, or Motorhome…

Uninsured Motorists / Underinsured Motorist Coverage - Recreational vehicle uninsured motorist coverage covers damages that you or anyone else in your RV are legally entitled to because of a vehicle accident and the person responsible for those injuries does not have vehicle liability insurance or adequate insurance limits…

OTC (Other Than Collision) Deductible - Also known as comprehensive coverage, the Recreational Vehicle OTC deductible is the amount of deductible applied to your Other Than Collision Coverage…

Collision Deductible Options - Your RV collision insurance deductible is the amount of your claim that you pay after an accident…

Towing and Labor - This provides coverage for towing and labor for any single occurrence up to the amount chosen…

Replacement Cost Personal Effects - This covers your personal property inside your Recreational Vehicle (RV), Fifth Wheel, or Motorhome should covered items be damaged, destroyed or stolen, they will be repaired or replaced with a new item of like kind and quality (new or old)…

Vacation Liability - This covers your legal liability for a covered loss resulting in injury, death or property damage that occurs in your RV, Fifth Wheel, or Motorhome or on your campsite…

Full Timer - This coverage is much like the Personal Liability Coverage provided by a homeowners policy…